Misti D. Munster

Partner
T: (207) 253-4830
  • University of Connecticut School of Law (J.D.), with honors
  • Yale University (B.A.)
  • Phillips Exeter Academy

Highlights

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BENEFITS BLOG
Keep up with changes and trends in benefits and compensation.
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Selected for inclusion in the 2018 issue of Super Lawyers & Rising Stars©.
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Recognized as Katahdin Counsel in 2017.

Biography

Misti is involved in all aspects of counseling employers on benefits and compensation matters, from assisting with overall strategy and design to the more nuts and bolts tasks of drafting and advising on day-to-day compliance matters. A significant part of her work is devoted to health and welfare benefit plans, including compliance with the Internal Revenue Code, ERISA, the ACA, COBRA, and HIPAA. She regularly prepares retirement and health and welfare plan documents and participant communications and negotiates complex services agreements. She helps employers correct plan compliance issues and has experience filing plan determination letters with the IRS. Misti also advises clients on benefit plans in mergers and acquisitions and compliance with privacy and data security laws (including HITECH and state laws). She has particular knowledge in health care reform legislation, benefit plans sponsored by religious employers, multiple employer welfare arrangements (MEWAs), and consumer-driven health plan designs such as high-deductible health plans and health savings accounts (HSAs).

Misti understands that employee benefits and executive compensation law can be complicated. She values practical advice and using short sentences to answer complex questions. She listens carefully and provides clear advice that busy clients can follow, with attention to a client’s particular situation and culture.

A member of Verrill Dana’s Health Care Reform Compliance Team, Misti has presented numerous seminars on health care reform. In addition, Misti edits and writes articles for the Employee Benefits and Executive Compensation Group’s blog, www.employeebenefitsupdate.com, and is a former member of the firm’s Associate Mentoring and Training Committee.

Misti, a native of Maine, grew up in an Unorganized Territory on Moosehead Lake. She lived and worked in New York City and Hartford before settling in the Portland area.

Public Service

Westbrook Comprehensive Plan Task Force
Board Member, American Heart Association

Memberships

Maine State Bar Association
New England Employee Benefits Council
Maine Employee Benefits Council

Education

  • University of Connecticut School of Law (J.D.), with honors
  • Yale University (B.A.)
  • Phillips Exeter Academy

Bar Admissions

  • Maine

Court and Other Admissions

  • U.S. District Court for the District of Maine

Honors

Selected by peers for inclusion in New England Super Lawyers© under 
    Employee Benefits
Received Katahdin Counsel Recognition for Pro Bono efforts (2017)